Notes to OP Financial Group Financial Statements

RISK EXPOSURE BY BANKING

 

Note 67. Corporate exposure by sector



Net exposure

31 Dec. 2014 Balance
sheet
Off-
balance
sheet
Total Percen-
tage-
distri-
bution
Renting and operation of residential real estate



6,154 808 6,962 21.0
Operating of other real estate 2,924 409 3,333 10.0
Trade 2,660 505 3,165 9.5
Energy 1,201 1,147 2,348 7.1
Services 1,735 453 2,188 6.6
Construction 1,112 904 2,016 6.1
Manufacture of machinery and equipment (incl. maintenance) 1,008 884 1,892 5.7
Transportation and storage 1,390 398 1,789 5.4
Agriculture, forestry and fishing 1,061 133 1,193 3.6
Forest industry 799 331 1,131 3.4
Financial and insurance activities 1,022 115 1,138 3.4
Buying and selling of own real estate 702 315 1,017 3.1
Information and communication 609 374 982 3.0
Food industry 631 342 973 2.9
Metal industry 498 381 879 2.7
Chemical industry 371 408 778 2.3
Other manufacturing 360 140 499 1.5
Water supply and waste management 245 122 368 1.1
Mining and quarrying 145 62 207 0.6
Other sectors 136 170 306 0.9
Total 24,763 8,400 33,164 100


Net exposure

31 Dec. 2013 Balance
sheet
Off-
balance
sheet
Total Percen-
tage-
distri-
bution
Renting and operation of residential real estate 5,529 781 6,310 19.4
Operating of other real estate 3,025 449 3,474 10.7
Trade 2,568 720 3,287 10.1
Construction 1,179 1,046 2,225 6.8
Services 1,577 539 2,116 6.5
Manufacture of machinery and equipment (incl. maintenance) 946 1,032 1,978 6.1
Energy 1,010 815 1,825 5.6
Transportation and storage 1,370 333 1,704 5.2
Information and communication 695 453 1,148 3.5
Forest industry 691 450 1,140 3.5
Buying and selling of own real estate 820 304 1,124 3.5
Financial and insurance activities 881 150 1,031 3.2
Metal industry 575 438 1,012 3.1
Agriculture, forestry and fishing 862 106 969 3.0
Food industry 612 336 948 2.9
Manufacture of chemicals and chemical products 352 514 866 2.7
Other manufacturing 389 238 626 1.9
Water supply and waste management 263 110 373 1.1
Mining and quarrying 146 103 250 0.8
Other sectors 84 90 174 0.5
Total 23,574 9,006 32,580 100